How Buying a Car Can Save You Time and Money
Let’s face it; if you live in Metro Manila, your morning commute probably isn’t very pleasant. Every morning, for a brief moment, everyone around you transforms into battle-hardened warriors ready to jump the next bus or jeepney. With the rainy season making its presence known, won’t it be nice if you can keep your cool inside your very own car?
Here are five reasons why a car should be your next big purchase:
Reduce downtime. Do you find yourself constantly waiting in line for the MRT train to arrive only to find – like the one before it – it’s chock-full of people? Time is valuable and having your own car eliminates time spent lining up. Plus, you get the added benefit of taking control of your route to and from the workplace. Our in-house route guru uses Waze to avoid congested main roads and high traffic areas. Full disclosure: you will probably find yourself stuck in traffic anyway, but at least you can be productive taking phone calls in the privacy of your own vehicle.
Flexibility in moving. Having a car gives you the freedom to travel almost anywhere you need to, allowing you to make the most of your day. This is especially true during rainy season, when bad weather bogs down public transportation. Early dismissal from class becomes a regular occurrence; it’s not easy to grab kids stranded at school but with a car, you can move around quickly and in the safety of your own vehicle.
Fuel Economy becomes the standard. Over the past decade, there have been serious improvements in fuel efficiency. Today’s mid-sized sedans have no trouble averaging 20km/L and some economy models can perform at 34km/L. If you’re driving a car from the early 2000s, it’s likely that you can save several thousand pesos a year in gas expenses by upgrading your car.
Carpooling. An economical way to save up on your transportation expenses is carpooling with other people. The benefits are both monetary and functional: you can split the gas bill with workmates or spend some extra time bonding with your family while dropping off the kids to school.
Safety on the road. Although motorcycles are cheaper than cars, they lack the standard safety features such as airbags, seatbelts, and reinforced panels that are designed to protect occupants in an accident. Also, the danger of riding a motorcycle increases in bad weather because rain can greatly reduce traction in tires – most motorcycle accidents happen due to loss of control.
Getting your own car is a no-brainer but how you pay for it is an entirely different issue. But who says a new car has to cost a lot? Be practical on how you spend your hard-earned money by looking at the pre-owned vehicle market.
Here are five reasons why you should consider buying a pre-owned car:
Price. Used cars are almost always going to cost less than their brand new equivalent. But when it comes to cars, price doesn’t equate to quality; you don’t have to sacrifice reliability with a lower price tag.
Depreciation. When you buy a pre-owned car, you save yourself from the big depreciation hit that new car owners suffer – most models lose up to 30 percent of their value in the first two years.
Variety. Unlike brand new cars where choices are limited to last year’s models, the pre-owned market offers an infinite selection. With a bit of research, it’s easy to end up buying a nicer model than you thought you could afford.
Make an informed decision. Buying older cars has the surprising benefit of knowing, for certain, user experiences through reviews and discussion online. You can avoid the hassle of dealer recall for models that have recurring issues.
Ease of purchase. Through Security Bank’s Pre-Owned Vehicle Program, buying your new car is easy. You can choose your desired model from their inventory, check the vehicle specifications, and make an offer all on the website. Confirmation can be expected within 3 business days and you can choose which mode of payment suits you best. So, what are you waiting for? Say goodbye to the headaches of commuting and start driving your dream car today!
Source: Security Bank